At LoanZap, your privacy is of utmost importance to us. This Privacy Policy outlines how we collect, use, protect, and share your personal information when you visit our website or use our services. By using LoanZap, you agree to the collection and use of your information in accordance with this policy.

1. Information We Collect

When you visit LoanZap or apply for a loan through our platform, we may collect the following types of personal information:

• Personal Identification Information: Name, email address, phone number, date of birth, address, and other identifying details.
• Financial Information: Income details, employment status, bank account information, and other financial data required for loan approval.
• Identification Documents: Government-issued ID, proof of address, proof of income, and other relevant documents to verify your identity.
• Browsing Information: IP address, device information, browser type, location, and other technical data related to your use of our website.

This information is required to process your loan application and provide you with a seamless experience.

2. How We Use Your Information

LoanZap uses the personal information you provide in the following ways:

• To process loan applications: We share your data with our partner lenders to help them evaluate your loan eligibility and offer personalized loan options.
• To communicate with you: We may contact you for updates regarding your loan application, promotional offers, or changes to our services.
• To improve our services: Your information helps us enhance our website and tailor our services to better meet your needs.
• To comply with legal requirements: We may use your data to comply with legal obligations, prevent fraud, and verify your identity.

3. Sharing Your Information

LoanZap partners with various lenders to provide you with the best loan offers. By applying for a loan through LoanZap, you authorize us to share your personal and financial information with these partner lenders. These lenders will use the information to assess your eligibility for a loan and may contact you directly regarding loan approval and terms.

We will not share your personal information with third parties outside of our partner lenders, unless required by law or to protect the rights, property, and safety of LoanZap and its users.

4. Data Protection and Security

LoanZap takes the security of your data seriously. We implement industry-standard security measures to safeguard your personal information, including encryption, secure servers, and access controls. However, please note that no method of transmission over the internet or electronic storage is 100% secure, and we cannot guarantee absolute security.

5. Cookies and Tracking Technologies

LoanZap uses cookies and similar tracking technologies to enhance your user experience, analyze website usage, and improve our services. Cookies are small files stored on your device that help us remember your preferences and activity on our website.

You can adjust your browser settings to refuse cookies, but this may impact your ability to access certain features on our site.

6. Your Rights and Choices

You have the following rights regarding your personal data:

• Access: You can request access to the personal information we hold about you.
• Correction: You can update or correct any inaccurate information.
• Deletion: You can request the deletion of your data, subject to legal or contractual restrictions.
• Opt-out: You can opt out of receiving promotional communications from LoanZap at any time by following the unsubscribe instructions in our emails.

To exercise any of these rights, please contact us using the details below.

7. Data Retention

We retain your personal data for as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce our agreements. Once your data is no longer needed, we will securely delete it.

8. Changes to This Privacy Policy

LoanZap may update this Privacy Policy from time to time. Any changes will be posted on this page, and the effective date will be updated accordingly. We encourage you to review this Privacy Policy periodically to stay informed about how we are protecting your information.

9. Contact Us

If you have any questions or concerns about our privacy practices, or if you would like to exercise any of your rights, please contact us at:

LoanZap

Email: [email protected]

Phone: +91 - 9876543210

Address: Plot No. 1590, Third Floor, Sector-23-23A, Palam Vihar, Gurgaon - 122017, Haryana

By using LoanZap, you consent to this Privacy Policy and the collection, use, and sharing of your personal information as described above.